Is an attic inspection required for fha.
Attic inspection for fha.
In cases where access through a scuttle is limited and the appraiser cannot fully enter the attic the insertion of at least the head and shoulders of the appraiser will suffice.
The guidance in this faq is effective for case numbers assigned on or after september 14 2015.
In cases where access through a scuttle is limited and the appraiser cannot fully enter the attic the insertion of at least the head and shoulders of the appraiser will suffice.
Inspection the attic must be examined whether access is by pull down stairway or scuttle.
At a minimum the appraiser must enter head and shoulders into the attic.
An fha inspection is conducted by a licensed hud approved property appraiser.
Fha appraisers are required to observe the attic area.
Here s what fha has to say.
In addition its structural integrity can t be in danger of being compromised.
However hud fha does not have a real definition of attic in their documentation.
When there is no safe access to the attic the appraiser is to note the inaccessibility in the appraisal report.
This means that if the appraiser cannot fully enter the attic a simple head shoulders inspection is adequate.
The appraiser is not required to disturb insulation move personal items furniture equipment or debris that obstructs access or visibility.
The appraiser must observe the interiors of all attic spaces.
Here s what fha has to say.
Generally speaking the home must reasonably protect the safety and health of its occupants and adequately support the protection of their property.